Definition: A Teamsters Insurance policy provides protection against certain types of losses or damages to property, vehicles, equipment, and labor costs that arise from an accident involving a person on a train in the course of employment with a Teamster unionized collective bargaining unit. The coverage is designed to protect the Union by preventing losses incurred as a result of accidents. It can be used for injuries sustained in a railroad accident, but it does not cover property damage caused by other causes such as fire or theft. A Teamsters Insurance policy is typically issued at the end of a union's collective bargaining agreement and covers an employee for expenses related to their work during that period of time.
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